Microfinance companies have two approval modes. One is the internal approval of the branch (not reported to the headquarters center), such as Zhongan Xinye. The result will be given 1-2 days after receiving the call.

The other is to report to the center for approval, such as Ping An and Yixin. At this time, it depends on the number of loan applications in the same period. One day is not much, 1-5 days or more.