1, 18 to 60 years old, with my ID card, go to the local postal savings office to apply for a bank card.

Attention; When handling bank cards, others are irreplaceable.

2, customer service phone number, 95580.

3. China Postal Savings Bank was formally established on March 20th, 2007. It is a commercial bank established on the basis of the reform of postal savings management system.

Two, there are several kinds of postal savings card:

1. Ordinary green card: current deposit, withdrawal, transfer, ATM withdrawal, POS consumption, online banking?

2. Green card card: Apart from the functions of ordinary green card, you can deposit, deposit and withdraw money, and you can also apply for a sub-card?

3. Co-branded card: Is it convenient to bind Alipay and Fortune to charge Q coins online?

4. Credit card: overdraft consumption

You need to bring your ID card to the business window to handle all cards (agency is not allowed) and deposit at least 10 yuan. There is no annual fee for all cards except credit cards, but a small management fee will be charged if the average daily balance is less than 100 yuan (3 yuan in standard quarter).

Extended data:

Postal savings micro-loan business is a loan product launched by China Postal Savings Bank for farmers and merchants (small business owners).

Small loans for farmers are short-term loans granted to farmers to meet their agricultural planting, breeding or production and operation needs.

Merchant microfinance refers to loans granted by private entrepreneurs (including sole proprietorships, partnership partners and individual shareholders of limited liability companies). ), engaged in production and trade in urban and rural areas to meet their production and operation capital needs of individual industrial and commercial households and urban self-employed.

Business type:

1. Farmers' joint guarantee loan: It means that three farmers form a joint guarantee team and can apply for loans from the Postal Savings Bank without other guarantees. The maximum loan amount for each farmer is temporarily 80,000 yuan (the loan amount varies from region to region).

2. Farmers' guaranteed loan: refers to farmers, who only need one or two (the number depends on their loan amount) people with fixed jobs and stable income as their loan guarantors. The maximum loan amount for each farmer is temporarily 6,543,800 yuan (the loan amount varies from region to region).

3. Joint guarantee loan for merchants: refers to a joint guarantee team composed of three individual industrial and commercial households with business licenses or owners of sole proprietorship enterprises, who can apply for loans from the Postal Savings Bank without other guarantees. The maximum loan amount for each merchant is temporarily 654.38 million yuan (200,000 yuan in some areas).

4. Merchant-guaranteed loan: refers to the owner of an individual industrial and commercial household or a sole proprietorship enterprise with a business license, who can apply for a loan from the Postal Savings Bank only by having one or two people with fixed jobs and stable income as their loan guarantors (the number depends on the loan amount), and the maximum loan amount of a merchant is temporarily 6,543,800 yuan (200,000 yuan in some areas).

5. Deposit certificate loan: refers to the deposit certificate that holds the postal savings of myself or others and can enjoy 90% of the deposit (the repayment period should be before the maturity of the deposit certificate).

Loan target:

Lending on the same day by individuals and enterprises (mortgage-free, guarantee-free, convenient, fast and confidential)

1. Personal loan (credit loan), loan amount (1 0,000-200,000), term 1-3 years, loan interest rate: monthly interest rate (1.305%).

Requirements: (1) Original and photocopy of my valid certificate (such as ID card and household registration book), with detailed home address and home fixed telephone number.

2. Corporate loan: loan amount (1-500,000), term (1-3 years), loan interest rate: monthly interest rate 1.305%.

Requirements: (1) Copy of business license, tax registration certificate, organization code certificate and legal representative's ID card.

Requirements: (b) At the same time, the company requires the applicant to submit relevant materials, verify the submitted materials and submit them for approval, and make payment within 1-2 days at the earliest.

3. Self-employed loan: the loan amount is (65438+10-500,000), the term is (1-3 years), and the loan interest rate is 1.305% per month.

Requirements: (1) Copy of business license, tax registration certificate and ID card.

Requirements: (b) At the same time, the company requires the applicant to submit relevant materials, and after verifying the submitted materials, it can give the customer a clear answer on whether to approve the funds within 1 hour.

Remarks: The above information, loan amount and loan interest rate vary from region to region. Please consult your local Postal Savings Bank for details.

Official website of China Postal Savings Bank-Bank Card

Official Website of China Postal Savings Bank-Credit Business