National Financing is not reliable because it is an online loan product without qualifications.

1. Quanminfenqile does not have any industrial and commercial registration.

National Financing Le does not have any industrial and commercial registration online, and no loan information can be found. If a user applies for National Installment Loan online, the user's personal rights and interests cannot be protected at all. At the same time, the user's personal information is likely to be leaked, which will have a serious impact on the user's personal privacy. Therefore, I do not recommend that users apply for Qinqinle.

2. How to identify black online loans.

1. Private lending. In this case, the loan company may ask the borrower to provide more proof of repayment ability when handling the loan. For example, it will examine whether there is collateral in the borrower's name and whether The pre-loan review will be more stringent if there are various circumstances such as real estate and whether the nature of the job is stable. At the same time, if a black account applies for a loan, the lending institution may increase the borrower's loan interest rate or reduce the borrower's loan amount, depending on the situation

2. If the black account wants to apply for a loan, you can try Applying for a loan from a bank through a local loan company is one of the channels for black households to apply for a loan.

3. Find a loan company. Loan companies usually don't value an individual's credit, but rather the collateral. If the borrower obtains a loan through a loan company and can provide collateral, it will be easier to obtain funds.

3. Users need to stay away from black online loans and routine loans.

The general feature of formal online loans is that they can be downloaded directly from the APP store. After logging in with the registration information, you will follow the regular sequence of filling in personal information, uploading ID card, and facial recognition. Generally speaking, The database is all shared, and then based on your personal comprehensive score, you will be measured whether you can borrow, how much you can borrow, the minimum period you can borrow is 6 months, and how much you need to repay in each period (emphasis: no) Exceeding the interest rate specified by the state), if you can accept it, you will enter the next stage. Most platforms do not have an electronic review process. If the comprehensive score is good, you can pass the review. After the review is completed, you will reach the fund raising/lending process.