1, JD.COM gold bar

The micro-credit loan app under JD Finance supports repayment with borrowing, with daily interest, and the daily interest rate is between 0.04% and 0.095%. If you don't apply for the entrance, you can open the JD.COM White Bar for a while. If you have good credit, you may have a chance to open it.

2360 IOUs

The credit line is between 5 million and 200 thousand, which is a revolving line. As long as the reputation is good, it can be used for a long time. The product does not need mortgage guarantee, and the interest is calculated on a daily basis. It is a product with low application threshold.

3. Ants borrow it

Alipay's loan app application threshold is low. As long as there is a loan amount, it will be received immediately. However, only some users have loan lines. If they want to apply for a loan, they need to improve their sesame scores and personal information. If possible, they can properly manage their finances or deposits, which will help to open loans.

4. Arbitrary loans

The loan app under Suning Finance will have a higher success rate if it is paid at will. Suitable for users who often use Suning Finance for consumption, shopping and payment. You can try it if you can.

5. Elite loans

The loan app of Zhongyuan Consumer Finance has a minimum daily interest of 13000 yuan, a maximum loan of 200,000 yuan and a maximum term of 12 months. Generally speaking, the next payment is about 1 ten thousand yuan, and the borrower's credit will be checked. Partners with poor credit are likely to be rejected

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I. Conditions for applying for small loans:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Other microfinance application references:

Suning arbitrary payment

The micro-loan products of Suning Consumer Finance Company have the characteristics of low threshold, large amount, fast payment, many concessions and flexible payment. Generally speaking, the amount of arbitrary payment for the first application for Suning will be relatively low, ranging from 3,000 yuan to 8,000 yuan, and the amount of qualified individual users can be very high, reaching tens of thousands. Frequent use of arbitrary payment and multiple installments will help to increase the amount.

Anyihua

Anyihua is a product that consumer finance companies can recycle immediately, and it is a more reliable opening. The loan amount is between 1000-50000, which can meet the daily loan demand. Requirements: 18-55 years old; The network credit score is above 620; Have a stable occupation; Chinese mainland residents; Have a stable income; Have a good credit record.

Haier Consumer Finance Haifu

Hi Pay is a product of Haier's consumer finance, which supports consumption staging and credit loans. The application conditions are relatively simple and have been welcomed by many loan users. The maximum loan amount is 200,000 yuan, and the minimum credit amount for borrowers with good credit is generally 654.38+0,000 yuan, which can meet the basic daily borrowing needs.