The real estate license loan needs to be evaluated, and the loan process is: reviewing the qualifications of buyers; The purchaser signs online by himself; Waiting for the real estate license evaluation; Preliminary examination of the borrower's loan qualification; Bank loans; Sign a loan contract; Pay taxes and transfer ownership; The lending bank will release the loan after 15-20 working days.

legal ground

Article 26 of the general principles of loans

Evaluation of the borrower's credit rating: The borrower's credit rating should be evaluated according to the borrower's leadership quality, economic strength, capital structure, performance, operating efficiency, development prospects and other factors. Rating can be carried out by the lender independently and internally, or by an evaluation agency recognized by the competent department.

Article 27

After accepting the borrower's application, the lender shall investigate the borrower's credit rating and the legality, safety and profitability of the loan, verify the collateral, pledge and guarantor, and determine the loan risk.