The credit card loan of Shanghai Pudong Development Bank generally refers to the "universal fund" of cash installment business provided by Shanghai Pudong Development Bank for cardholders. The method of applying for a common currency is as follows:

1. The cardholder pays attention to the official account of WeChat-Shanghai Pudong Development Bank Credit Card, selects the loan consumption, and then clicks "I want cash". In the recovery message of the official WeChat account, there will be an application entrance for universal funds. After clicking enter, you can complete the application according to the prompts.

2. Log in to official website/,a credit card of Shanghai Pudong Development Bank, and click the cash installment in installment financing. After entering the page, click Apply Now.

3. Call Shanghai Pudong Development Bank's credit card customer service telephone number 400-820-8788 to apply for universal currency through manual customer service.