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The bank loan has been paid off long ago, but the credit report is still blacklisted. What's going on?

In daily life, everyone is also very sensitive to their personal credit information, and they also hope that they can improve their credit standing in the process of handling some mistakes in daily life. Therefore, in all aspects of personal credit reporting, everyone will feel that no matter what they do, they must have a relatively good score on some of their personal credit. Make your credibility high

In this way, you will have a better channel when making loans or making corresponding mortgages. But many people may also find that when they first look for a bank loan, there may be some interest-related transactions, so they also borrow money accordingly. However, when banks are collecting loans, some users may be short of funds at the beginning, so they do not repay the loan in the first time. I did not repay the loan at the first time

But I also took out corresponding loans in the subsequent process, and finally paid off all the loans, but what I didn’t expect was that my personal credit score was still will be blacklisted. A situation like this also makes many netizens feel particularly distressed, especially for some people who have already paid off their bank loans. They originally thought that they would be fine if they paid off the money, but they did not expect that My personal credit report was also blacklisted. This may have a corresponding impact on their future work in other industries, as well as on the application of corresponding funds in other industries such as loans and banks. It may be affected accordingly

So many people feel particularly distressed about this situation. They have clearly paid off all the loans, but why are they still blacklisted in their personal credit reports? a state. In fact, because the corresponding repayment was not made at the first time, if the loan is not repaid during the period of good loan environment, the credit report may be affected to a certain extent. So in this case, many people also want to use other channels to launder their money. Therefore, in this case, some borrowers can actually provide corresponding evidence to explain the situation, and they can also eliminate it in some cases that are not long overdue, otherwise it will be difficult to eliminate it.