Implement the benchmark interest rate, 1 ten thousand yuan 3.10% 3/65438+February =77.50 yuan.
2. How to calculate the loan interest of Hainan in rural credit cooperatives?
If it is a mortgage loan, use the equal repayment method and calculate according to the information provided by you (principal 90,000 yuan, interest rate 7.3‰):
Pay it off in five years, and the monthly repayment amount is 1857.79 yuan.
What do you mean by three years in advance? Pay off the loan balance in one lump sum after two years of equal repayment? If this is the case, after two years (24 installments) of equal repayment, your loan balance is 60046.55438+0 yuan, that is to say, excluding the amount due in the 24th installment (1857.79 yuan), you can just prepare 60048+0 yuan. Simply put, if you pay off the loan principal and interest on the 24th repayment date, you should prepare 665438 yuan +0904.30 yuan in the current period.
3. What is the fixed interest rate of Hainan Rural Credit Cooperative in 2023?
In 2023, the deposit interest rate of rural credit cooperatives was 0.35%; The interest rate for three months is1.573%; The interest rate for 6 months is1.859%; The interest rate of 1 year is
2. 145%。 In 2023, the time deposit interest rate of rural credit cooperatives will be 0.385% for current demand;
Four, Hainan rural credit cooperatives loan interest rate
Floating on agriculture.
The benchmark loan interest rate is:
1, and the loan interest rate within one year is 4,35%.
2. The loan interest rate within one to five years is 4 or 75%.
3, more than five years of loans
The lower limit of the loan interest rate of rural credit cooperatives is 0 of the benchmark interest rate and 2 and 3 of the benchmark interest rate.