, application conditions

1. Loan object:

Enterprises that are engaged in the field of high-tech regulations, meet the requirements of high-tech accreditation, and obtain the accreditation certificate of high-tech enterprises according to the process (① aerospace ② new materials ③ high-tech services ④ electronic information ⑧ biotechnology and new medicine ⑧ new energy and energy conservation ⑧ resources and environment ⑧ advanced manufacturing and automation).

2. Loan purpose: used for the working capital needed for the daily operation of the enterprise.

This enterprise has been established for three years.

4 sales of more than 50 million yuan (above the annual audit report shall prevail)

Required materials

1. Business license, articles of association and account opening permit of the enterprise

2. Audit report of the enterprise in the past three years.

3. High-tech certificate

4. Identity cards, household registration books and marriage certificates of both husband and wife of the borrower.

2. What are the requirements for applying for high technology?

Basic requirements for high-tech enterprises Before applying for the qualification of high-tech enterprises, the applicant should be an enterprise that has obtained the "pre-approval of enterprise name" approved by the "industrial and commercial department" or has a business license, and its registered address must be in Zhongguancun Science Park. Comply with the provisions of the "Beijing High-tech Enterprise Accreditation Conditions and Management Measures": (1) Engaged in research and development, production and technical services of high-tech and its products. Except for pure commercial trade. (2) Having the qualification of an enterprise legal person. (3) Scientific and technical personnel with college education or above account for more than 30% of the total employees of the enterprise, among which scientific and technical personnel engaged in research and development of high-tech products should account for more than 65,438+00% of the total employees of the enterprise. In labor-intensive high-tech enterprises engaged in the production or service of high-tech products, scientific and technical personnel with college education or above should account for more than 20% of the total number of employees. (four) the annual funds for the research and development of high-tech and its products should account for more than 5% of the total sales of the enterprise in that year. (five) the sum of the technology income of high-tech enterprises and the sales income of high-tech products should account for more than 60% of the total income of the enterprise in that year. (six) the main person in charge of the enterprise should be familiar with the research, development, production and management of the products of the enterprise, and attach importance to technological innovation. Description: the range of high-tech and its products: (1) electronic and information technology; (2) Bioengineering and new medical technologies; (3) New materials and application technologies; (4) Advanced manufacturing technology; (5) Aerospace technology; (6) Modern agricultural technology; (7) New energy sources and energy-efficient technologies; (8) New environmental protection technologies; (9) Marine engineering technology; (10) Nuclear application technology; (1 1) 2. Documents to be submitted 1 cover 2 List of application materials for high-tech enterprise qualification certification 3 Approval form for high-tech enterprise 4 Approval form for high-tech enterprise (cover) 5 Main registration items 6 Registration form for application for high-tech enterprise certification 7 Shareholders' opinions signing form 8 Feasibility analysis report for high-tech enterprise project 9 Intellectual property certificate 10 Technical documents (one of which needs to be provided): design manual, product manual, Technical Contract 1 1 Basic Information Form of Legal Representative 12 List of Full-time Science and Technology and Management Personnel in High-tech Enterprises 13 Copy of Academic Certificate (or Professional Title Certificate) of Full-time Personnel (including Legal Representative) 14 Copy of Business License 15 Copy of Articles of Association/KLOC Note: After the application is approved, please supplement the relevant signature and affix the official seal, and bind it together with the relevant accessories in A4 paper size, and carry two copies of the business license of this enterprise to go through the relevant formalities. PS: You can call and ask: 82022548, 8202203, this is an agency, or you can ask them to do it. The most important condition is that your company's registered address should be in Zhongguancun Science Park.

Three. Zibo Construction Bank Science and Technology Loan Requirements

1. This enterprise is a national high-tech enterprise. 2. Enterprises refer to high-tech enterprises recognized by the state and whose qualification certificates are valid. 3. This enterprise is a small and medium-sized science and technology enterprise. 4. The enterprise identification standard conforms to the Measures for the Evaluation of Small and Medium-sized Sci-tech Enterprises. 5. The enterprise owns the following intellectual property rights 1 or above: invention announcement, invention authorization, utility model, software copyright and design patent. These are the requirements of Zibo Construction Bank's science and technology loan.

Four, high-tech enterprises loan discount policy

First, the text answer

High-tech enterprise loan sticker

1, for the first enterprise in 2022, give 1 ten thousand yuan reward;

2. Service enterprises with an annual operating income of 50 million yuan in 2022 will be rewarded with 20,000 yuan;

3. In 2022, 50,000 yuan will be awarded for the year-on-year growth of service enterprises 15% or more;

4. Give to enterprises that have made outstanding contributions to the whole region in 2022.

Second, analysis

Science is an important internal driving force for development. In the high-tech field of high-tech, the research and development and transformation of technological achievements are continuously carried out, and the core independent intellectual property rights of enterprises are formed, and business activities are carried out on this basis. Except for resident enterprises registered in China for more than one year. It is a knowledge-intensive and extensive economic entity. Innovation is the fundamental driving force for enterprise development. The identification policy of high-tech enterprises is that enterprises should adjust their industrial structure, take the road of independent innovation and continuous innovation, stimulate the enthusiasm of independent innovation and improve their scientific and technological innovation ability.

3. How much can a high-tech enterprise borrow from Shenchang?

The discount credit project for high-tech enterprises mainly provides loans and credits for Shenzhen national high-tech enterprises and Shenzhen high-tech enterprises, and at the same time gives discount subsidies. The longest credit period is 5 years. The interest subsidy is 50%, and the reporting time for the whole operation is 30 hours.