With the continuous development of the loan industry, self-employed individuals and small and medium-sized enterprises have more financing channels, but banks are always the most cost-effective loan method. 20 18 China industrial and commercial bank (ICBC) launched the "fast business loan", which is characterized by high amount, fast payment, online application and repayment with the loan. So how can we get a quick business loan from ICBC? Can ICBC apply for a quick loan?

First, how to get the fast loan needed by ICBC's operation.

1. Individual industrial and commercial households and small and micro enterprises must have a formal business license before they can apply, and business managers must provide valid certificates;

2, in China Industrial and Commercial Bank for utilities payment, tax payment, wage settlement and other businesses can get the quota;

3. The credit information of the enterprise and the owner is in good condition, and there are no bad records such as overdue;

4. Operating industries are non-real estate and financial industries;

5, high pollution, high emissions, restricted industries are not allowed to enter.

2. Can ICBC apply for a quick loan?

Belongs to one of the better commercial loans, mainly for the following reasons:

1, apply online all the time, without signing offline, just log in to the e-banking mobile banking app and you can apply;

2, the system automatically audits, and the next paragraph is fast;

3. Support lending and repayment, which can meet the company's liquidity needs and is very flexible;

4, the maximum amount of 5 million, small and micro enterprises, self-employed daily business needs are fully sufficient.