Hello, ABC's inquiry method for credit report is as follows:
You can query the personal credit report in the following ways:
Click "All → Assistant → Personal Credit Report" on the homepage with your palm. Check and sign the inquiry authorization agreement, fill in the mailbox to receive the credit report, and the authentication passes, triggering the inquiry of the credit report.
2. Please check with the local people's bank or register online through the People's Bank of China.
3. If there is a self-service inquiry machine in the local area, you can also inquire through the self-service inquiry machine.
You can query the enterprise credit report through the following channels:
1 The industry contractor logs in to the corporate online banking and clicks "Service Center → Corporate Credit Banking". After the business is opened, the credit report → inquiry report is used to inquire about the application. After the inquiry is successful, please click "Service Center → Enterprise Credit Report → Inquiry Report" to download the credit report.
2. Corporate banking: Please ask the corporate contractor to log in to the corporate banking APP and click "Query" to open the business. After the business is opened, please click "Value-added Services → Credit Report" to download the credit report (Apple mobile phone only supports viewing).
Tips:
1. The enterprise must have signed an online signing power of attorney with Agricultural Bank of China (the designated personnel will sign contracts, agreements and other documents online on behalf of the enterprise through electronic channels). If you don't sign it, please bring the relevant materials to the bank.
2. There is no charge for occasional restrictions. Query is limited to 1 time per day, no more than 3 times per month and no more than 12 times per year. The Agricultural Bank of China will not check the contents of the credit report for 7 days, so you can check and download it. After viewing or downloading the report, you need to protect the information of the credit report.
(Answer time: 202 1 year 1 1.29. In case of business changes, please refer to the actual situation. )
Second, do you need to look at the credit of husband and wife for the decoration loan of ABC?
Decoration loans require credit reports from both husband and wife. Because the husband and wife were married when applying for the loan, the bank must let the husband and wife sign the loan, because this is the behavior of the husband and wife after marriage and the debt of both parties.
When a bank inquires about the credit report, it is natural to check the credit report of both husband and wife. If one party has bad credit information, it may also affect the issuance of loans.
Third, the Agricultural Bank of China mortgage loan can't find credit information!
When applying for a loan in a bank, it is really difficult to get the loan approval if there is a bad credit record in the personal credit record. However, if it is not a malicious breach of contract, it is still possible for the relevant banks to issue certificates. If you want to check your personal credit report, I can go to the credit management office of the local people's bank for free with my ID card, and now I can also check it online.
I got a loan from Agricultural Bank of China to buy a house. Why didn't it appear in the credit report?
It will be next month.