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Collection methods stipulated by the state
Legal analysis: the state will strictly violate the law to collect loans. General illegal collection means include intentional injury, illegal detention, insult, intimidation, threats, harassment and other acts.

Legal basis: Article 8 of the Notice on Regulating Private Lending to Maintain Economic and Financial Order.

(1) The public security organs shall investigate and deal with illegal fund-raising behaviors such as illegally absorbing public deposits or absorbing public deposits in disguised form, collect private loans by means of intentional injury, illegal detention, insult, intimidation, threat and harassment, and unwittingly lend money at high interest rate to banking financial institutions in violation of public security management regulations or suspected crimes, and transfer relevant materials for illegally issuing private loans to banking supervision and regulation institutions.

(2) If employees of banking financial institutions participate in financial activities without bringing the law to court, they shall be given disciplinary sanctions by the banking financial institutions, and if the case constitutes a crime, criminal responsibility shall be severely investigated according to law.

(three) the industrial and commercial and market supervision departments should strengthen the supervision of intermediary institutions engaged in private lending consulting business according to law.