The interest rates of commercial housing loans and provident fund housing loans are different. The interest rate of commercial loans is around 6%, and the interest rate of provident fund loans is around 4%. Apply for provident fund loans to meet the following conditions:

1. Before applying for provident fund loan, the borrower pays the housing provident fund normally and has paid it continuously for more than half a year;

2, for provident fund loans need to provide a valid contract or agreement for the purchase of owner-occupied housing;

3. The borrower also needs to prepare its own funds not less than 30% of the house price;

4. The borrower agrees to handle housing mortgage loan and insurance;

5, the purchase of commercial housing, developers should provide phased guarantees and report the relevant credit materials;

6. The borrower agrees to open a personal account with the loan undertaking bank, and agrees that the loan undertaking bank directly collects the loan principal and interest from the account every month.

For more information about the interest rate of housing loan in Fuyang, please go to:/ask/c 410101616070764.html? Zd view more content