The real estate license can be mortgaged. In addition, it is also necessary to meet the conditions that the borrower has good credit, has a stable occupation and income, can pay the down payment of not less than 50% of the national defense evaluation price after the full purchase price, and agrees to use the purchased house or assets recognized by the loan bank as collateral.

Legal objectivity:

Measures for the administration of urban real estate mortgage

Article 32

To handle the registration of real estate mortgage, the following documents shall be submitted to the registration authority:

(1) The identity certificate or legal person qualification certificate of the mortgagor;

(2) An application for mortgage registration;

(3) mortgage contract;

(4) State-owned land use right certificate, house ownership certificate or real estate certificate. For some houses, house ownership certificate and other * * * people's consent to mortgage must also be submitted;

(5) Documents and evidential materials that can prove that the mortgagor has the right to establish mortgage;

(6) Information that can prove the value of the mortgaged real estate;

(7) Other documents deemed necessary by the registration authority.