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Second, how to repay the student loan?
According to the requirements of Chongqing Municipal Education Commission and Chongqing Branch of China Development Bank, there are two ways to repay student loans before August 13: one is Alipay online repayment; Second, the loan students themselves or entrust others to repay at the Student Financial Assistance Management Center of the County Education Commission. After August 20 13 10, there is only one way to repay the student loan, that is, the loan student repays online through AliPay, and the student financial assistance management center of the county education commission no longer collects it. For more student loans, you can log on to the loan link/learn about Chongqing loans.
3. What is the repayment method of student loans?
There are two ways to repay student loans: the first is online repayment. Users can choose to repay in advance in the student loan information network of China Development Bank, and then add corresponding information. Lenders complete the repayment of student loans through the bank card account bound by users every month. The second is bank repayment. Users can directly bring personal bank cards, identity documents and other information to the bank outlets that handle loans to receive the Application Form for Repaying Student Loans, fill it out and hand it over to the staff, and then handle the repayment of student loans. Student loan conditions: 1. The borrower can provide identification. 2. The borrower can provide the admission notice or student ID card. 3. The borrower can provide the original application form. 4. The borrower can provide proof of family economic status. 5. The borrower is honest and trustworthy, and abides by the law. 6. The borrower has a good credit record. Repayment period of student-origin credit student loan: The term of student-origin credit student loan is determined in principle according to the full-time undergraduate academic system plus 65,438+00 years, and the longest period shall not exceed 65,438+04 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly. The two-year grace period is for students at school and after graduation. After the grace period is over, students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract.
Fourth, the installment repayment process of student loans?
There are two repayment methods for student loans: Alipay repayment and bank repayment. All loans are interest-free while students are at school, and the bank will charge interest according to the bank interest rate after graduation. So the sooner you repay the loan, you can pay less interest.
Bank repayment: before going to the bank, you must bring all the materials for handling student loans, as well as your ID card and bank card. You must remember the most important bank card password, otherwise it will bring more trouble to your handling process;
After entering the bank, queue up to get the number, then get the application form from the staff and fill in all the contents in detail; Then go to the counter to handle the loan repayment procedures; Finally, send the repayment voucher to the relevant person in charge.