Platforms that can still lend money despite being rejected in 2022

What are the platforms that can still lend money in 2022 despite being rejected? Below, the editor has compiled for you several online loans that you must pass if you have a high credit score and high debt.

Is there any platform where I can apply for online loans that are often rejected?

1. Weibo Borrowing

Weibo Borrowing is a platform that allows you to borrow money even after being rejected several times. Credit and debt are not checked when registering, so it is also Favored by some brothers, in fact, Weibo is an old online loan company that has been offline for a while. Recently, repair lending has become popular again by some online loan intermediary companies. At this stage, it provides customers with The maximum loan amount is more than 200,000 yuan, and the useful life is 12 months. Applicants must have used a bank credit card for more than 6 months, and then upload personal information such as identity documents, work information, savings cards, mobile operators, and mobile phone contacts. After review, the loan will be disbursed faster on the same day.

2. Puronghua

Puronghua is a platform that can still lend money despite various rejections in 2022. In fact, Puronghua is the former Hengyidai. It’s just an upgraded vest. The current application process of Puronghua does not depend on the credit report. Recently, some people with high debts have successfully obtained loans. If you want to apply for Puronghua at this stage, the age requirement of the applicant must be 22- For those aged 55 and above, the real-name mobile phone number can be used for about half a year and can be used to submit personal information such as identity documents, bank credit cards, mobile operators, and mobile phone contacts. The maximum loan amount for new products is more than 200,000 yuan, and the useful life is 12-36 months. Generally, the loan can be released on the same day when the Pironghua is signed.

3. Changyin 58 Consumer Loan

Changyin 58 Consumer Loan is a 100% online loan that does not depend on the frequency of application. It does not depend on the credit report when registering. Don't look at debt. There are many people with relatively high personal credit scores and high debt ratios who have successfully obtained loans. At this stage, the internal structure of Changyin 58 consumer loans has many loan methods. The maximum loan application provided to customers is more than 200,000 yuan. The specific loan is basically within 50,000 yuan, and the useful life is 12-24 periods. Applicants must be between the ages of 22-55 and can submit personal information such as identity documents, facial recognition, mobile phone contacts, and work information. Once approved, the loan will be released within 3 minutes.

4. Haohuijie

Haohuijie has the opportunity to make a payment even if it is rejected immediately. When registering, it does not look at credit reports and liabilities, but it pays more attention to consumers. Online loan big data technology, if you want to apply for a good loan, you must be between 23-45 years old and have a real-name mobile phone number for more than 3 months. You can submit personal information such as identity documents, mobile operators, mobile phone contacts, and debit cards. . The loan amount of new products is basically around 10,000, and the useful life is 3-12 periods. Loans can be released on the same day as soon as the approval is approved.

5. Clothing and Food Loan

Clothing and Food Loan is an online loan that must be passed by those with high credit scores. It is also one of the loans that does not require risk control review. It will also attract more attention in June 2022. Very high. The maximum loan amount provided to customers at this stage is more than 50,000 yuan. Most of the loans are within more than 20,000 yuan, and the useful life is 3-12 periods. Applicants must be between the ages of 20-45 and can submit personal information such as ID, facial recognition, Zhima credit score, debit card, etc. After review, the loan will be disbursed faster on the same day. If the online loan platform is rejected, what other platform can I borrow money from

There are three platforms:

1. Doudouqian, the lowest annual interest rate of Doudouqian is 13, if you are over 20 Users over the age of 10 can try to apply for a loan.

2. Wan e-loan. Users can apply for a loan on Wanedai with their ID card and other relevant information.

3. Anyihua, Anyihua is a small loan product under Ma Ma Consumer Finance Company. Users who are over 18 years old and are not college students can apply for loans. When filling in personal information, you need to fill in your ID card, mobile phone number, debit card, etc. If you frequently apply for online loans and are rejected, which one can get the money?

If you frequently apply for online loans and are rejected, you can try to apply for a bank loan.

Online loans are mainly based on online credit reports, while bank loans are mainly based on the People's Bank of China credit report. If the online loans that users applied for before were not checked or listed on the credit report, then the previous loans were rejected and it will not affect the user's application for bank loans.

1. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds according to certain interest rates and must be returned. Loans in a broad sense refer to the general term for lending funds such as loans, discounts, and overdrafts. Banks invest their concentrated currency and monetary funds through loans, which can meet the society's need for supplementary funds to expand reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

2. Microcredit review risks

The occurrence of loan risks often begins at the loan review stage. Based on the disputes that occur in judicial practice, it can be seen that during the loan review stage The risks that arise during this stage mainly appear in the following links.

1. Omissions in the review content may cause credit risks to bank loan reviewers. Loan review is a meticulous work that requires investigators to conduct systematic inspection and investigation on the qualifications, qualifications, credit, and property status of the loan subject.

2. In practice, some commercial banks do not conduct due diligence, and the relevant loan review personnel often only focus on the identification of documents and lack due diligence. In this way, it is difficult to identify fraud in loans, and it is very difficult to identify fraud in loans. Easily cause credit risk.

3. Many erroneous judgments are caused by banks not seeking expert opinions on the relevant content or letting professionals make professional judgments. During the loan review process, it is not only necessary to ascertain the facts, but also to make professional judgments on the relevant facts in legal, financial and other aspects. In practice, most loan review processes are not very rigorous and in place.

3. Legal content of pre-loan investigation

1. Examine the legal status of the borrower regarding the legal establishment and continued validity of the borrower's failure judgment. If it is an enterprise, it should be examined whether the borrower is established in accordance with the law and whether it has the qualifications and qualifications to engage in relevant business. Check the business license and qualification certificate. It should be noted that the relevant certificates and licenses are too difficult for loans. Dozens of applications have been rejected, and multiple platforms have been rejected. What else can I borrow?

;? Nowadays, there are many loan platforms that provide loan services. In order to improve the loan approval rate, many people use a wide net to apply for loans on multiple platforms, but unexpectedly none of them are approved. . So what should I do if it’s too difficult to apply for a loan and get rejected after dozens of applications? If I get rejected from multiple platforms, what else can I borrow money from? Today, let’s briefly introduce the relevant content.

Loans are too difficult. What should I do if dozens of applications are rejected? It is recommended to first find out the reasons for rejection. There are probably three aspects: 1. Poor personal credit conditions: I have applied for dozens of loans and none of them have been approved. Either there is a problem with my personal credit or my repayment ability is insufficient. In terms of personal credit, it is impossible to borrow money from someone with a bad credit report, and it is difficult to get a loan if the credit report is too expensive; in terms of repayment ability, unstable work income or too high debt will affect the lending institution's judgment of the repayment ability. . 2. Suspicion of multi-borrowing: Frequently borrowing from multiple platforms will be considered as having impure motives for borrowing, and they are suspected of being multi-loan and intend to use loans to finance loans. Such people's loans are very risky and may be overdue at any time, and they are Many loan platforms will not accept transferring the risks of other platforms to yourself. 3. Too many hard query records: Applying for dozens of loans in a short period of time will leave dozens of loan approval query records. Many loan platforms will not approve loans for people with too many hard query records.

If multiple platforms are rejected, what else can I borrow money from? 1. Online small loans: As long as you are not a credit violator, after you have overdue repayment, you can apply for some online small loans with slightly looser thresholds over time, such as Anyihua, Jingdong Gold Bars, Borrowing, Youqianhua, Weilidai, etc. Remember to apply one by one and don’t concentrate on applying for a period of time, otherwise it may be approved. 2. Borrow money with a credit card: If you have a credit card in your name, you can use it to borrow money, such as cash withdrawals or cash advance loans. You can even apply for large-amount special installments. If you use a credit card well, the pass rate is relatively high.

The above is the relevant introduction to "What can you borrow money from if you are rejected by multiple platforms". I hope it will be helpful to everyone.