1, which meets the application conditions for housing provident fund loans in this city;
2. The borrower must be the borrower or spouse of the original housing loan (required by the buyer);
3. The original commercial housing purchase loan has not been settled, and the bank agrees that the borrower will settle the loan in advance;
4. The original commercial housing loan has been repaid for more than one year (inclusive), with a good credit record and no overdue loan balance;
5. The purchased property has obtained the real estate license issued by the local real estate registration department, and it has a steel-concrete structure;
6. Commercial loans that can be mortgaged for the purchased real estate can be converted into provident fund loans;
7, did not apply for housing provident fund loans.
Materials required for the conditions of transferring commercial loans to provident fund loans (all materials must be original):
1, the original purchase contract;
2. The original purchase invoice issued by the tax department;
3. Original property certificate and land certificate;
4. The original ID cards of both husband and wife (valid for more than one year);
5. Original marriage certificate or single certificate (the single certificate is stamped with the official seal of the unit);
6. Original residence booklet;
7. Original bank settlement voucher and repayment voucher;
8. Original loan contract signed with the bank.