BOC e-loan is a revolving loan, and the loan amount is valid for 12 months. Users can borrow it and use it to return it within a limited period of time. There are two main repayment methods:
Repayment by mobile banking: directly download and log in to "China Bank Mobile Banking APP", find "My Loan", and display the relevant information of personal loan, so users can make repayment directly through mobile banking;
Counter repayment: go to the counter of China Bank's business outlets with personal identification and loan contract for repayment.
The repayment method of BOC e-loan is related to the loan term. After the loan term is selected, the repayment method is set by default. The loan term is 1-3 months, and the repayment method is one-time repayment of principal and interest when due; The loan term is 4- 12 months, and the repayment method is to repay the principal on a monthly basis. Therefore, users can choose the loan term according to the repayment method. Generally speaking, both repayment methods require users to have strong repayment ability, and users need to repay the principal in one lump sum in the last installment.
Borrowers can log on to China Bank's mobile banking and online banking to make active repayment, or wait for batch deduction. When you deduct money in batches, you need to deposit enough funds in the repayment account. The general banking system will deduct money in batches before 5 am and around 5 pm.
There are many repayment methods of BOC e-loan, which can be repaid by credit card or Alipay. The choice of BOC e-loan is not restricted. You can choose a suitable scheme according to your own needs. Debit card is also a kind of bank card, which can be bound as long as it has repayment function. Open the homepage, click on BOC e-Loan, complete the registration as required, and bind the debit card of China Bank. After successful registration, click Activate. Successful activation requires filling in an online signing agreement and submitting a loan application. After the online audit is passed, click Exit. Pay attention to the purpose, amount and term of the loan, enter the mobile phone number and dynamic password, and the loan amount will be transferred to the debit card bound by China Bank.