The provident fund loan indicator has been released, which means that the housing provident fund loan applied by the provident fund depositor has been accepted. A housing provident fund loan is a mortgage loan. Local employees can pay the housing provident fund to apply for a housing loan, and then the local housing provident fund management center entrusts a commercial bank to issue it. The loan object is to pay the provident fund and retired employees pay the provident fund during their employment.

Introduction to housing provident fund loans

The conditions for housing provident fund loans are as follows:

1. Must be an employee participating in the housing provident fund system;

2. Employees must pay continuous provident fund payments for more than or equal to six months to prove that their income is stable and loans are not prone to risks;

3. If one spouse fails to repay the principal and interest of the housing provident fund loan, both parties shall No one can apply again;

4. Applicants must have stable economic income and strong ability to repay the loan. In addition, applicants must have no other debts that may affect provident fund loan repayments.