"Ping An Easy Loan Insurance" is a new mortgage-free product launched by China Ping An Group, and it is a credit guarantee insurance product for ordinary residents to carry out unsecured loan business. As long as the insurance is successful, the insured can apply for a small loan (65,438+0,000-65,438+0,500,000) issued by the cooperative bank, without mortgage or guarantee, with simple procedures, flexible term and quick approval.

The applicant of Ping An Easy Loan Insurance must meet the following conditions: China nationality (excluding residents from Hong Kong, Macao and Taiwan), age 2 1-55 years old, living in the applied city, working in the current unit for 6 months, and earning 2,000 yuan a month. Once the customer is successfully insured, the cooperative bank can promise that the loan will arrive quickly.

Loan application materials

Copy of id card

Work certificate (labor contract, or certificate issued by the company, if you have a social security card, it is better)

Proof of income (online banking provides the salary daily account for the last three months, and cash provides the bank daily account for the last one month)

Proof of address (rental contract, recently paid water and electricity bill or credit card bill sent to home)

Under the same conditions, the approval quota and pass rate with property right certificate are relatively high.

According to the specific situation of the applicant, the specific information is also different.