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What are the loan procedures for buying a house in Shanghai?

1. What are the housing loan processes in Shanghai?

If it is the housing loan applied for by the Agricultural Bank of China,

The borrower applies and provides relevant information-after the approval of the bank, he signs a loan contract with the borrower-goes through the insurance and guarantee procedures-the bank issues the loan-and the borrower repays the loan on time.

second, should Shanghai commercial loans be notarized when buying a house? You also need to collect money

The notarization you handle is called: the notarization of creditor's rights documents with enforcement effect. The internal audit of its own bank requires that if the loan is married and the account is in the field, the bank wants you to handle this notarization in order to prevent overdue repayment. If the loan is overdue, the bank will apply to the notary office for an execution certificate after a certain period of time, and then apply to the law for compulsory execution, without litigation. If you have any questions, you can ask me again.

Third, Shanghai handles the process of buying a house with commercial loans.

Shanghai handles the process of buying a house with commercial loans, and you need to know the next loan process in advance. The next editor introduces Shanghai's process of handling commercial loans to buy houses.

1. Consultation

.

2. Applying for loans (buyers)

3. Examining (providing information)

4. Signing loan contracts and mortgage contracts

5. Handling contract notarization (notary office)

6. Insurance (insurance company) The borrower repays the loan.

1. Cancel the registration of mortgaged real estate (the loan is fully repaid).

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