Legal analysis: if there is no agreement on the loan to buy a car after marriage, it belongs to the joint property of husband and wife. It should be divided equally when divorced, and it can be divided through consultation or brought to court.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 106 1 Husband and wife have the right to inherit from each other.

Article 1062 The following property acquired by husband and wife during the marriage relationship is the common property of husband and wife and belongs to them:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(five) other property that should be owned by * * *.

Husband and wife have equal rights to dispose of the same property.