Contact customer service to change the mobile phone number.
If you change your mobile phone number after the loan, it will affect your information reception. If you can't contact me on the repayment date, you will take more measures, such as:
1, address book bombing: the collection staff can't contact you, so they can only contact your relatives and friends. I have seen many people fall out with relatives and friends and lose their reputation.
2. Included in the central bank's credit information or online credit information: some loans are creditable, and your credit information is non-negotiable; And some who can't get credit information will also be included in online credit information. If you enter this "blacklist", it will be difficult for you to borrow money online in the future. 3. Loss: If the other party is you, as long as the evidence is conclusive, you must pay it back. If you want to break the contract, you will be sentenced to compulsory execution, and even your only house may be auctioned.
Second, change the mobile phone number bound by the loan?
Change the mobile phone number bound by the loan, either in online banking or with your ID card to the business hall.
3. What should I do if my mobile phone number is changed after the loan?
If you want to provide it to the bank, you can go to the bank's personal loan center to modify it. For example, you will notify customers by SMS.
You need to notify the bank after changing your mobile phone number for the mortgage you apply for at the bank. The specific method is as follows:
1. Call the customer service number on the back of the bank card, transfer to manual customer service for help, and inform the loan information of the change;
2. Go to the bank counter to queue up for the loan information change business;
3. If you are an online banking user, you can log in to online banking, try to select loan management in online banking and modify loan reservation information.
get in touch with
1. If you change your mobile phone number after the loan, it will affect your information reception. If you can't contact me on the repayment date, you will take more measures, such as:
1, address book bombing: the collection staff can't contact you.
2. Being included in the central bank's credit investigation or online levy, your credit investigation has nothing to talk about; And some who can't get credit information will also be included in online credit information. If you enter this "blacklist", it will be difficult for you to borrow money online in the future.
3. If you receive:, you must return it. If you want to break the contract, you will be sentenced to compulsory execution, and even your only house may be auctioned.
Note: Please get a loan from a regular institution and contact the institution in time when your personal information changes.
How to change the phone number, call the company's customer service hotline to ask.
Note: Please go to the regular class.
Second, the loan principle:
"Three Principles" refers to the principles of safety, liquidity and efficiency. Article 4 of the Law of People's Republic of China (PRC) Commercial Bank stipulates: "Commercial banks should take safety, liquidity and efficiency as their main business objectives, and bear their own risks, be responsible for their own profits and losses and be self-disciplined."
1, loan security is the primary problem faced by commercial banks;
2. The ability to collect loans by demand, or the ability to realize loans quickly without loss, so as to meet the needs of customers to withdraw deposits at any time;
3. Efficiency is the basis of sustainable operation of banks.
For example, if a long-term loan is granted, the interest rate will be higher than that of a short-term loan, and the benefit will be good. However, if the loan term is long, the risk will be great, and the "safety" should be harmonious, and the loan should not go wrong.
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