One-time repayment of provident fund loan process

1. Go to the provident fund management center to apply for one-time early settlement of the loan. The staff will give you an "Application Form for Early Settlement of Housing Provident Fund Loan in XX City" and just sign it. The staff will help you find out how much money you still owe. (Well, you can log in to the website of the Provident Fund Management Center in advance, and log in from) Need to be reminded: at this time, you can use the balance in your provident fund account to offset part of the arrears.

The staff will give you another cash payment slip from the bank. You need to take this form to the bank to pay the rest of the money.

Then, the staff will give you a real estate license, and you need to take it to the archives room of the housing management center in the citizen hall. (The specific address will vary from place to place, and the staff of the provident fund management center will inform you at that time. )

4. After going to the housing management center to hand in the real estate license, the staff of the housing management center will give you a form, which you need to send back to the provident fund management center for stamping.

5. Send the "Application for Registration and Approval of Housing Mortgage" stamped by the Provident Fund Management Center to the Housing Management Center. At the same time, the staff will check your ID card and ask you to sign it. Finally, the staff will give you your long-awaited real estate license.

2. What are the procedures for paying off the mortgage at one time?

Pay off the mortgage at one time? Pay off the mortgage in advance at one time? When we need a loan with equal principal and interest when buying a house, the formula for calculating the monthly repayment amount is: [loan principal × monthly interest rate× (1interest rate) repayment months] [(1interest rate) repayment months-1] Calculation principle: in the monthly repayment, the bank will charge the remaining principal interest first.

The procedure for paying off the mortgage in advance at one time is as follows:

1. 1. Check the requirements for prepayment in the loan contract, and pay attention to whether it is necessary to pay a certain penalty for prepayment.

2. Call the loan bank to inquire about the application time of early repayment and the low repayment amount and other materials that need to be prepared.

3, according to the requirements of the bank personally apply to the relevant departments for early repayment.

4. The borrower needs to bring the relevant documents to the borrowing bank to handle the relevant procedures for prepayment.

5. Submit the prepayment application form and deposit the prepayment in the counter.

Paying off the mortgage in advance at one time needs to meet the following conditions:

1, repayment for more than 3-6 months (different banks)

2. No bad repayment record.

3. Apply 10-30 days in advance.

Pay off the mortgage at one time? Pay off the mortgage in advance at one time? It should be noted that after application, the bank will calculate your remaining principal and interest and inform you of the amount after calculation. You can pay back the money the next day after receiving the notice, without charging any fees and liquidated damages.

Third, the process of paying off the loan at one time.

To apply for a commercial loan in China Bank, you can apply for early repayment according to the conditions stipulated in the contract, but you must submit a written application to the lender in advance and handle it with the consent of the lender. The loan contract clearly stipulates the conditions that must be met for early repayment and the number of days for early application for early repayment. The expenses for prepayment shall be implemented according to the loan contract. For details, please consult the loan handling bank of China. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.