System error. The system bug is a problem with the software system of the good-term loan, which leads to the slow recharge of the phone bill and can be repaired by the official. Zhaolian Good Term Loan is a product of Zhaolian Consumer Finance Co., Ltd., an Internet consumer finance enterprise jointly established by China Merchants Bank and China Unicom, and a licensed consumer finance institution in China Banking and Insurance Regulatory Commission, China.