This involves personal interests, and we should learn to weigh the pros and cons.

Asking employees to borrow money has several advantages. First, the loan task can be completed in a short time. Anyone who has worked as a bank knows that loans with controllable risks are also difficult to accept. If you want to lend a lot in a short time, the only way is to find someone who can control it. Bank employees are of course the easiest to control. Second, the loan risk is controllable. Employees work in banks, and banks know their employees like the back of their hands. Moreover, the income of bank employees is also in the hands of banks, and they are not afraid that employees can't afford to repay loans.