Current location - Loan Platform Complete Network - Loan consultation - Net interest income refers to
Net interest income refers to
Net rate of return refers to the ratio of net interest income to the average balance of interest-bearing assets.

At present, banks usually take the ratio of net interest income to the average balance of interest-bearing assets, that is, net yield (also known as net interest margin) as the core index to measure the efficiency of short-term assets and liabilities.

Net interest rate of return is the ratio of net interest income to the average balance of total interest-bearing assets. The higher the number, the higher the profitability of the bank. The role of meaningful net rate of return (significance) Net rate of return is an index to measure the profitability of bank loan business. In recent years, it has become a hot indicator of commercial banks together with the net interest margin (NIS).