Very simple, as long as you explain your purpose, first of all, you must have a stable job, a guarantor and something mortgaged!
Second, the renovation loan is 6,543,800 yuan+0.5 million yuan, and it will be 2,875 yuan in five years. What are your interests?
I want to know the interest rate of 15000 loan of 2875 yuan per month for five years. First of all, look at how much principal has been repaid in a month. There are 60 months in five years, so you can use 15÷60=0.25 million = 2,500 yuan, and then look at the interest for one month.
Subtract the principal from the monthly repayment (formula 2875-2500=375), that is, the monthly interest is 375 yuan. Then eleven thousand years is 375× 12=4500. If 4500÷ 10000=0.45, the annual interest rate is 4.5%. It is a more appropriate loan interest.
3. China Bank's housing renovation loan is 6,543,800 yuan+0.5 million yuan, which will be repaid in five years. How is the interest calculated? How much should I pay back every month? Please give me some advice. . .
How much is the decoration loan of five years10.5 million in January? Decoration loan/kloc-0.5 million, paid off in five years, so it costs more than 3200 yuan every month. The current bank loan interest rate is almost around 4.7%, which is relatively high. If the loan is 1 0.5 million yuan, the interest will be almost more110,000 yuan. Therefore, when decorating, try to save decoration funds, and spend less if you can. It is estimated that more than 1 000 yuan is still a big expense for ordinary families. Money can pretend to be luxurious. If you don't have money, you can choose an economical decoration method. The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully! I suggest you take the money from Xiaoman Finance (formerly Baidu Finance) to get a loan. The borrower only needs to provide the second-generation ID card and bank card, and the age must be between 18-55 years old. The approval is very fast, as long as 30 seconds at the earliest, and the loan funds can be received in 3 minutes at the earliest. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.02%. Xiaoman-Rich Flowers (the second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment. Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies. 360 IOUs, with a maximum loan of 200,000! Click online measurement
Staging music can be borrowed up to 50 thousand! Click online measurement
Fourth, ask for a decoration detail of 1.5 million! The finer the decoration loan, the better. Please.
Landlord, the quotation list of home improvement is not clear in one or two sentences. Moreover, the quotation of each decoration company in every place is different from the market price change, and it is still uncertain, so we are not sure that the price of this company is like this. Specifically, I suggest you go to the building decoration website for consultation.