This is a matter of principle and system. The bank will check the use of the loan one month after the loan is issued, and then check the use of the loan quarterly.
Some banks, in particular, check the amount of money used every time and distribute it one by one. Therefore, if the use of the money is inconsistent with the application, it will be found after one month, and the money will be recovered, and it will be punished for breach of contract and reduce credit.
Precautions:
1. Find out the products you want to borrow and the elements of each loan.
2. Determine what kind of loan you want. What the bank has may not be what you want. You should know how much you want for this loan, how long you want to borrow it, how much interest you can accept, and what kind of repayment method is suitable for you. Choose between what you want and what the bank can offer.
3. Understand what the loan procedures are and what materials need to be provided. The materials required for each product are different. Find out what materials are needed for this loan.
Finally, it is reminded that if the borrower fails to use the loan funds according to the specified purposes, the bank may charge a penalty interest, or even terminate the loan contract in advance, requiring the loan to be recovered in advance.
2. What are the methods to check the use of Dewey's technology loan?
The purpose of loan inspection is mainly to check the use of loans by investigating the transfer of funds in enterprise accounts, reading payment vouchers, analyzing the flow of funds and reviewing relevant contract annexes, and make inspection records.
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Third, after the loan is 600W, should the bank check the purpose of the loan? When does he usually come?
The first follow-up inspection shall be carried out within 15 days after the occurrence of a large sum of more than 500W W.