1. Holding a financial license: The business-friendly lending platform holds a financial license issued by the China Banking Regulatory Commission, and is a legally operated financial institution with the approval of the regulatory authorities. Holding a financial license means that the platform abides by relevant laws and regulations, has certain financial strength and risk control measures, and provides formal loan services to customers.

2. Diversified loan products and repayment methods: The auxiliary industry helps the loan platform to provide diversified loan products, including personal consumption loans and small and micro enterprise loans, and provides flexible repayment methods, such as monthly repayment and quarterly repayment. This can meet the needs of different customers and provide flexible and personalized loan schemes.

3. Information security and privacy protection: the commercial loan platform attaches great importance to the personal information and financial security of customers. Take strict security measures, including encryption technology and firewall, to ensure that customers' personal information will not be leaked or abused. The platform has also formulated a strict privacy policy, clearly defined the collection, use and protection methods of customer information, and protected the privacy rights of customers.