Yes, this can alleviate the pressure on capital turnover.

Processing conditions

1. Required conditions for the borrower

1. Natural person aged 18-60 years old;

2. Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time;

3. The borrower has a good credit report.

2. Information required:

1. The original and 3 copies of the identity cards and household register of the applicant and his/her spouse (if the applicant and his/her spouse do not belong to the same household registration) Proof of marriage relationship must be attached);

2. Original house purchase agreement;

3. Original and one copy of the receipt for advance payment of 20% or more of the house price;

4. Documents proving the applicant’s family income and relevant assets, including salary slips, personal income tax returns, income certificates issued by the unit, bank deposit certificates, etc.;

5. Developer’s receipts 1 copy of payment account number.

3. Materials that the borrower should provide

1. Identity cards, household registration books, temporary residence permits and household registration books for foreigners;

2. Marriage 2 copies of certificate, divorce certificate or court judgment, and single certificate;

3. Proof of income;

4. A copy of the business license of the unit (with official seal);

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5. Credit certificate: including academic certificates, other real estate, bank statements, certificates of deposit, etc.;

6. If the borrower is a corporate legal person, it must also provide an annual inspection business license, tax Registration certificate, organization code certificate, articles of association, and financial statements.