I. Application Conditions for Personal Loan of Shanghai Pudong Development Bank
1, age requirement, must be 18 years old or older, and the maturity date of the loan should not exceed 70 years old;
2. Hong Kong, Macao and Taiwan residents should live in the Mainland for at least 1 year, and their families mainly live in the Mainland;
3. Have a stable income;
4. Personal credit information is good and there is no overdue;
5. Have certain financial resources and good asset strength;
6. I applied for the personal consumption credit line of Shanghai Pudong Development Bank, which has been approved and taken effect.
II. Application materials for personal loan cancellation of Shanghai Pudong Development Bank
You must first go to the nearby Shanghai Pudong Development Bank outlet to get the Approval Form for Personal Easy Loan Application/Termination/Change Application, Personal Easy Loan Limit and Loan Contract, and then bring your valid identity certificate, address certificate, marital status certificate and personal income certificate.
Three. Handling methods of loan cancellation and easy card of Shanghai Pudong Development Bank
I have a house in my own name in the local area, and the age of the house should not be too long, not exceeding 20 years at most. I have a stable job and income in the local area, and the working years require me to work continuously in my current unit 12 months. To meet these conditions, you can apply to Shanghai Pudong Development Bank for credit card cancellation, and the bank will review and give a certain amount, and pay attention to the audit results.
The above are the basic contents of the application conditions for the cancellation of personal loans of Shanghai Pudong Development Bank. If you want to apply, you must first apply for an easy loan cancellation card. If this card does not have the function of easily canceling the loan, it is an ordinary savings card. You will check your personal credit, and you must be good to pass the examination. It will take about two weeks to get the result. The annual interest rate is very low, generally around 6%, which is still a conscience.