Legal analysis: no influence. As long as the conditions meet. Conditions for banks to apply for loan business:1natural person aged 8 to 65; The actual age of the borrower and the loan application period should not exceed 70 years old; Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule; Good credit information, no bad records, and legal use of the loan; Other conditions stipulated by the bank. Under normal circumstances, the people's court may lift the order restricting the high consumption of the person subjected to execution under the following two circumstances:

1. During the period of restricting high consumption, the person subjected to execution provides effective guarantee or is approved by the application executor;

2. The person subjected to execution has fulfilled the obligations specified in the effective legal documents.

Legal basis: Several Provisions of the Supreme People's Court on Restricting the High Consumption of the Executed Person.

Article 8 Where the person subjected to execution who is restricted from high consumption engages in consumption activities prohibited by these Provisions due to the needs of his life or business, he shall apply to the people's court for approval.

Article 9 During the period of restricting high consumption, if the person subjected to execution provides effective guarantee or the applicant agrees, the people's court may lift the order restricting high consumption. If the person subjected to execution has fulfilled the obligations specified in the effective legal documents, the people's court shall, within the scope of the notice or announcement in Article 6 of these Provisions, promptly lift the order restricting high consumption through notice or announcement.