Conditions for applying for unsecured car loans;

I. Conditions for applying for a car:

1. The loan applicant is a citizen of China with the age of 18-65;

2 have a stable economic income and the ability to repay the principal and interest of the loan;

3. The borrower has a good credit record and no bad credit record;

4. The mortgaged car has legal and valid certification materials (vehicle registration certificate, etc.). );

5. Other conditions stipulated by the lending bank.

Second, the vehicle conditions:

/kloc-cars within 0/.5 years,

2. Cars in this city,

3. There are formal procedures,

Self-use vehicles with less than 4.9 seats,

5. A car in someone's name

Iii. Information prepared by automobile mortgage:

1. ID cards of both husband and wife

2. Marriage certificate

It's been nearly 6 months since the bank runs on both sides.

4. Social security card

5. Testimony or business license (including but not limited to real estate, other vehicles, wealth management, funds, stocks, precious metals and other financial certificates. )

6. Vehicle registration certificate

7. driving license

8. Compulsory insurance policy

9. driver's license

1 1. Main temporary residence permit;

12. Letter of commitment and loan use contract.

2. What are the application conditions for automobile mortgage?

Spread out completely

Generally speaking, the companies that handle automobile mortgage business are mostly loan companies and pawn industry, because banks do not do automobile mortgage business normally, and the application conditions of most financial lending institutions are basically the same. Take Chang Hengheng car loan as an example. For example, the application conditions for applying for automobile mortgage without car mortgage in Hengche Loan are as follows:

1, aged between 18-60 years old;

2. Have China nationality (except for Hongkong, Macau and Taiwan Province Province);

3. The borrower must own the vehicle;

4. The borrower has lived and worked in the city for a long time.

Isn't that simple? I wish you a successful loan.

3. What are the top ten requirements for buying a mortgage car?

I. Precautions for purchasing a mortgage car: It is understood that after purchasing a mortgage car, the buyer only has the right to use it, but has no ownership: after the mortgage, the car temporarily belongs to the lending institution, and even the car purchased before the termination of the mortgage agreement cannot be transferred. Therefore, the buyer only has the right to use, but not the ownership of the car, which is also the risk of buying a mortgage car at present. You can apply for vehicle insurance normally when you buy a mortgage car: in fact, you can buy regular vehicle insurance for a mortgage car, so you can solve it like other vehicles after a traffic accident, so you can apply for auto insurance and annual review regularly when you mortgage a car, so you don't need to worry too much about such problems. Purchase channels and sources of mortgaged vehicles: Many people are worried about the source of mortgaged vehicles. It is very important to compare the sources of mortgaged vehicles. If you accidentally buy an irregular mortgaged vehicle, the risk will be very great. Therefore, buyers can check the basic information and situation of the car through these documents, so it is relatively safe, so the risk of buying a mortgaged car through formal channels is very small. Second, the purchase process of the mortgage car: the mortgage car cannot be transferred before it is released. If it is purchased without removing the mortgage, it is actually a form of mortgage. If the mortgage car can be transferred, the owner must sign a mortgage cancellation agreement, but it is very difficult, so most mortgage cars cannot be transferred. A mortgage car usually refers to an ordinary mortgage car. A regular mortgage car has a regular source and a formal and legal mortgage agreement. In addition, the lending institution can also provide a copy of the owner's valid ID card and so on. Vehicle transfer, the procedures include the original owner's mortgage contract, the owner's signature fingerprint, the original owner's driving license, a copy of the original owner's ID card (for vehicles), and finally signing the transfer agreement. Mortgaged vehicles should be legally obtained, and all vehicles are well documented and can be checked all over the country. Ensure normal driving, check the car and buy insurance. If the condition of the car is not at ease, you can go to the 4S shop for professional testing to prevent accident cars, soaking cars and refurbished cars. The vehicle can't be transferred, so it's cheaper than the transfer car! Regarding the annual inspection of vehicles, you can issue a power of attorney for annual inspection in different places and directly entrust the local vehicle management office to carry out vehicle inspection. Regarding the insurance after buying a car, you can take your driving license, your ID card and buy insurance in your own name.

4. What are the application conditions for unsecured car loan?

It has become very common in life, and more and more people use it to buy things. So, as one of the necessities of the new era, what conditions do you need to apply for an unsecured car loan? To apply for an unsecured car loan, the following conditions must be met: 1. Having valid identification and full capacity for civil conduct; 2. Can provide a fixed and detailed address certificate; 3. Have a stable job and the ability to repay the loan principal and interest on schedule; 4. Personal social credit is good; 5. Holding a car purchase contract or agreement approved by the lender; 6. Other conditions for car purchase in Shenyang stipulated by the cooperation organization.