Personal information was leaked. There will be a personal consumption loan of 35,300 yuan from Shanghai Bank in the credit information, because the user's personal information was leaked and others used the user's personal information to apply for a loan. The definition of personal consumption loan is as follows: Personal consumption loan, also known as consumer loan, is a RMB loan business that commercial banks issue to individual customers based on consumer credit for purchasing durable consumer goods or paying other expenses with designated consumption purposes.