Xiamen Rural Commercial Bank can only complete the loan repayment ahead of schedule, but according to the actual situation, there may be some delay for the losers. In addition, customers also need to pay a certain handling fee, and can formally apply for repayment before checking the vertical potatoes.
Second, how to apply for early repayment of the mortgage loan of China Agricultural Bank?
I took my ID card to the original loan bank, filled out the application for prepayment one month in advance, and I can only repay in advance one month after the application.
Before you go, you'd better have the phone number of the loan bank, or an acquaintance like China Agricultural Bank. Just return it directly, without filling out the form!
3. What procedures does ABC need to go through to make an appointment to repay the loan?
1.
Customer service telephone reservation: the borrower can call the customer service telephone number 9599 of Agricultural Bank of China in advance to inquire about the prepayment requirements and confirm whether it is necessary to pay the prepayment penalty;
2.
Fill in the application form: the borrower negotiates with the bank staff about the time of prepayment, and goes to the bank lobby to receive the Application Form for prepayment of house purchase loan on time and fill it out carefully. Subsequently, the personal identity card and loan contract will be handed in. Will be submitted to the bank personnel for approval;
3.
Telephone notification of the bank: After the approval of the Agricultural Bank, the staff of the Agricultural Bank will notify the borrower by telephone;
4.
Handling loan repayment procedures: after receiving the approval notice, the borrower will bring relevant documents to the bank in time to handle the prepayment procedures;
4. What are the procedures for ABC to repay the loan in advance?
Hello, the handling method of prepayment of personal housing mortgage loan of Agricultural Bank of China is as follows: When the borrower applies for prepayment, he must submit a written application to the loan bank at least 30 days in advance and get the consent of the loan bank. As the actual situation varies from place to place, please contact the account manager of the loan bank for communication. The information to be carried in the prepayment of individual housing loan is the borrower's identity document, the individual housing loan guarantee contract and the original housing loan repayment card (discount), and an application shall be submitted to the original loan agency in advance according to the contract. Please consult your local loan bank for details.
(Answer time: June 65438+1October 10, 2022. In case of business changes, please refer to the actual situation. )