This is what the market calls secondary mortgage. You can consult me if you have any questions about the loan.

Or take Zhengzhou real estate mortgage as an example

The second mortgage product in the market is Minsheng Bank, which requires the borrower to have real business, good credit information and spare real estate. The outstanding principal of the original mortgage bank can be deducted from the present value of the real estate, that is, the loan amount, with interest paid first and capital paid later, about 6%.

Then there is Ping An Pratt & Whitney's house e loan, which can be approved according to 80% of the present value of the property minus the outstanding principal, with interest 1.04 points and equal repayment of principal and interest, with a maximum of 36 installments.

There is also the second mortgage of China Bank's consumer finance. The maximum amount of a couple's contract is 400,000, and the single contract is 200,000, with 8.2% interest and equal repayment of principal and interest.