In terms of adjusting the housing provident fund loan policy, the provisions in the Notice on Issues Concerning Standardizing the Housing Provident Fund Personal Housing Loan Policy that "individual housing provident fund loans for employees can only be used to pay for the purchase, construction, renovation and overhaul of ordinary self-occupied housing" are strictly implemented. Cancel the policy that family members of borrowers with the same household registration can also use provident fund loans when buying houses. Strictly implement the notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China on the development of housing provident fund personal housing loan business. "The housing provident fund management center shall not issue housing provident fund personal housing loans to the families of paid employees who purchase the third and above houses." According to the regulations, the Housing Provident Fund Management Center will stop issuing housing provident fund personal housing loans to paid workers' families who purchase the third and above houses by checking the information of the applicants' family housing transaction filing and property rights registration.
In terms of simplifying the loan process and materials, * * * is determined by the borrower's income: * * If it is paid by the borrower's housing provident fund, the income will be confirmed according to the payment base; * * * Confirm the income based on the borrower's social security deposit base (employees can download Su Meng Office, Inner Mongolia 12333 and other mobile apps to inquire about personal social security deposit information and print it in the housing provident fund management center). The above policies will be implemented from August 1.