Is it a legal platform for Suning Finance to charge more than 20,000 yuan in salary loans?

Generally, it is legal for Suning Finance to charge a salary loan of more than 20,000 yuan.

The loan products in the platform Suning Finance are provided by financial institutions such as Suning Bank and Suning Consumer Finance. Suning Bank is a private bank approved by the state. Suning Consumer Finance is a financial institution that has obtained a consumer finance license. Therefore, the lenders of Suning's financial loans are all legal.

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