At the same time, various cases caused by college students' loans emerge one after another.
So why is the loan aimed at college students?
I. Rationality Many college students leave their parents' control for the first time and go out to travel.
So the concept of money is not very clear, and at the same time I can't control my psychology of spending money.
After some impulsive consumption, I found that I spent more than I wanted, but I still didn't stop. Campus loans are aimed at these people.
In fact, there are many irrational consumption of college students. Then hold a group and be bitten by campus loans.
Besides, college students are adults and have the ability to borrow money. Two aspects add up to a hunter's mouth? Fat? .
Second, behind foreign college students, after 18 years old, parents have no obligation to give their children pocket money, so children will work by themselves and realize that it is not easy to make money.
In China, parents give pocket money even if their children are adults. Did they miss it? The joy of making money? .
More is to enjoy the material conditions given by parents. When greed is gradually enlarged, the pocket money given by parents is gradually insufficient.
After the loan, for children, even if they can't afford it, there are parents behind them.
It will lead to more uncontrolled loans to children, which will ruin a family.
The initial intention of parents to give pocket money is good, but what kind of parents give it? Security guard? I don't know if it's good or bad.
Third, consumer groups With the development of society, college students in China have gradually formed a very large consumer group.
Besides, college students are different from those uncles and aunts. They seldom bargain, so they are very popular with sellers.
Service attitude is in place, funds are in place, and consumption is a matter of minutes.
The proportion of college students in the whole consumer group is also increasing year by year. On the one hand, it shows the vigorous development of education in China, on the other hand, it is worried that college students' loans will go astray.
Finally, college student loans are a huge market, so it is no wonder that they are targeted.