On-line Student-aided Loan System of China Development Bank

After registering and logging in, official website has various explanations, which are more detailed and accurate than anyone else.

1.2 loan amount:

Undergraduate students 1.2w/ year, graduate students 1.6w/ year.

1.3 loan time:

Every summer vacation, about July-August.

Second, the first loan 2. 1 registration.

With complete information, you will know where to apply for the first loan. As shown below, I will tell you the name and landline phone number of the specific funding center, as well as the specific policies. Please consult the local government.

Note: Try to make phone calls during office hours. You know, work can understand each other.

2.2 location:

According to the information of funding centers provided by students' source loans, most of them are in the county education bureau.

Students must go to the places provided by official website, beware of fraud!

2.3 Handling materials:

1. Original application form signed by the borrower himself; (Export after filling in official website system) 2. The original application form for the identification of borrowing students and students with financial difficulties signed by the borrower himself; (The admission notice will be included in it, or distributed in the university class group, and also distributed in the county-level funding center). The original ID cards of the borrower and the borrower; Original admission notice or student ID card; Original household registration book; Note: if the student and the borrower are not in the same household registration book, the original household registration books of both parties are required; Signing: Borrowing students and * * * bring the required materials to the county-level help center where the household registration is located to sign the contract and get the receipt. Submit the receipt: the borrower will submit the receipt to the university teacher as soon as possible, and the teacher will enter it into the system. Note: Receipts cannot be entered after 10. Tips:

(1) If the student's original student ID card is lost, it can be reissued with the student ID card issued by the university, and the county-level financial aid center keeps the original student ID card.

(2)*** With the borrower, try to be your own father or mother, in the same household registration book, which saves trouble.

Third, after the outbreak of loan renewal, the loan renewal can be signed online from June 5438 to June 2020 10.

Also in official website, click on the renewal loan and fill in the information according to the process, which is very simple.

4. Interest after graduation+repayment 4. 1 Interest is divided into two situations:

1. If you work after graduation (graduation confirmation application will be clicked in the system), the interest will be calculated from 9. 1 in the year of graduation.

2. After graduation, I am admitted to graduate school (undergraduate, postgraduate entrance examination and examination are the same), and the interest in the year of graduation is calculated at 9. 1.

If you want to continue studying after graduation and want to take out a loan, you need to go to the financial aid center you applied for, change the information on the spot and continue to take out a loan on the spot, with materials that can prove that you continue studying.

4.2 Calculation of interest:

I graduated from 20021-06, so the interest will be calculated from 202 1-0 1, as long as the principal and interest can be paid off before 2026-09-20 stipulated in the contract (I borrowed it for six years, and it seems that the maximum is 15).