Is China Bank's renovation loan reliable?

1. Is the renovation loan of China Bank reliable?

China Bank Decoration Loan is an unsecured and unsecured credit for individual consumers. It is a state-owned bank with standardized management and rigorous operation.

2. Does the renovation loan of BOC bear full interest?

The renovation loan interest rate of China Bank is 0.28%-0.5%, and the annualized interest rate is 3.36%-6%. The compromise is 0.4%, that is, the loan is 654.38 million yuan, and the monthly interest is 400 yuan. The fluctuation space is determined by personal credit status and income repayment ability.

At present, the maximum loan for renovation of China Bank is 500,000 yuan, and the loan can be used in 60 installments, that is, 5 years. The repayment method of the loan is equal principal and interest, and mortgage registration is not required.

3. How to calculate the interest on the renovation loan of China Bank?

1. At present, BOC has no special renovation loan. You can apply for BOC e-loan through Bank of China mobile banking, personal online banking and Weizhong Bank. The loan purpose of this loan includes decoration. 2. Calculation method of BOC Easy Loan interest: BOC Easy Loan interest rate is the annual interest rate. The specific interest of each loan is calculated according to the loan balance, loan days and loan daily interest rate (the annual interest rate shown to you is /360). For example, the loan balance is 6,543,800 yuan (annual interest rate is 6%), and the monthly interest = 100000 (loan balance) 30 (actual days) 6%/360 (daily interest rate) =500 yuan. 3. If you need to apply for other types of loans, please consult the local BOC outlets in detail. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

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