Only after signing a formal contract can you withdraw the provident fund. If the formal commercial housing sales contract is loaned within one year, it can be withdrawn within the loan period. When you withdraw money, you should keep money in your account for 3 months. What commercial housing needs to provide is: contract, down payment receipt, ID card, an individual writing an application for withdrawal, and the unit provident fund handling office will handle it for you. Read everything in the original and leave a copy; If you want a loan, you need a loan contract, an iou, a repayment schedule, repayment details, an ID card, and an individual application, all of which depend on the original and keep a copy.