The premise of applying for provident fund loans is that the unit has reserved provident fund for individuals, that is, a certain amount of provident fund is deducted from the individual's salary every month, and the unit subsidizes a part of the provident fund accordingly. Both parts are deposited in a specific account of the provident fund and can only be used when buying a house. Only when you have a provident fund can you apply for a provident fund loan to buy a house.

So I suggest asking this question first. If there is a housing provident fund, it is easy to handle it in the provident fund management department.