International students must apply for a student visa before studying abroad. When applying for a visa, they must also have proof of the funds needed for the visa. Proof of study abroad funds has also become an important material to improve the visa pass rate. It mainly includes deposit certificate, study abroad loan certificate, etc. However, different countries have different requirements for identification methods.
In order to avoid visa refusal due to insufficient deposit period, parents and students should know the requirements of the state for overseas study guarantee funds in time after deciding to study abroad.
▲ Proof amount and freezing period of deposit for studying abroad in the United States.
① The amount of deposit certificate for studying in the United States:
1. high school (800-1.2000 RMB). International students studying in American high schools should study for at least 2 years, with a minimum of 250000 RMB per year.
2. Undergraduate (500- 1 10,000 RMB), three types of undergraduate universities in the United States:
Community College (less than RMB 6,543,800+per year); University of Arts and Sciences (250,000-300,000 RMB per year); Comprehensive university (65,438 yuan +0.5-0.3 million yuan).
3. Postgraduates (350,000-500,000 RMB), one semester 1-2 years, different majors charge different fees, the lowest is 1.5 million RMB, and most schools pay 200,000 RMB.
② Freezing date for studying in the United States:
1) when applying for a school: the freezing date of the deposit certificate depends on the requirements of different schools, and most of the freezing dates are before the start of school and after the visa. Considering the liquidity of funds, it is suggested that the opening period is 3-6 months when preparing to apply for a school.
2) When applying for a visa: the freezing date of the deposit certificate is after the visa and before the start of school. If the previous certificate of deposit is still valid, it can be used again. If it has expired, it will be reopened. You may need to add some deposit if you apply for an undergraduate course. )
(3) the duration of the certificate of deposit for studying in the United States:
There is no strict time limit. It is recommended that the deposit term be more than 3-6 months. Parents' names, children's names and immediate family members' names are acceptable, but if they are immediate family members' names, it is necessary to prove the relationship between the applicant and the guarantor.
▲ Proof amount and freezing period of deposit for studying in the UK.
In principle, the deposit amount cannot be less than the sum of the tuition fees of the school you are studying in the UK in the coming year and the living expenses in the area where the school is located. Simply put, it is the tuition and living expenses for the next year (the living expenses here refer to 9 months, that is, the living expenses during the school period (London 1, 200 pounds/month, outside London 1, 065438 pounds/month)). To be on the safe side, you can add about 5000 Jin on this basis.
As for the time limit for freezing deposits, it is generally three months, and six months is the safest way. In addition, the British Embassy has clearly stipulated that the credit certificate issued after the British student visa is regularly deposited for 28 days is valid. At the same time, the credit certificate must be signed within 3 1 day after it is issued, otherwise the credit certificate will be invalid after this time. (That is to say, if you deposit a time deposit on June 65438+1 October1day, you need to open a certificate of deposit after1October 29 to be valid; The certificate of deposit opened in February 1 must be signed before February 28th. )
▲ Certificate amount and freezing period of study abroad deposit in Canada
Generally speaking, this part of the money can't be used because there is proof of funds. Therefore, students who have the necessary proof of deposit can be frozen in two installments (of course, if the funds at home are very abundant and spare money cannot be used for other investments, one installment is enough).
The first one was saved when I was preparing to apply for a school. At this time, as long as the funds are enough to pay your tuition and living expenses for one year at school. If you apply for more than one school at the same time, you only need the highest deposit amount from the school, and then send it to each school together with the information as required.
The cost of studying in Canada is lower than that in Britain and the United States, and generally less than RMB 200,000 a year is enough.
The second one was saved before going to the visa. At this time, you already know how much your school charges, and then multiply it by your years of study, which is the number you want to save. Only one copy of the certificate is required. If you have fewer years, you can save less.
The freezing period of the deposit certificate required by the school depends on the time when you submit the application materials and the expected time when you receive the admission notice. In general, it is recommended to keep it for half a year and freeze it for half a year. This certificate has been sent to the school, so the money can't be used until the thawing period written when the certificate is issued.
The deposit certificate presented to the Canadian visa officer has little to do with the length of the freezing period. The safest way is to freeze it until you get a visa. When your visa is completed, you can take the original deposit certificate, ID card and time deposit passbook (card) to the bank to unfreeze, and the funds can be used immediately.
▲ Proof amount and freezing period of study abroad deposit in Australia.
When applying for a visa, the amount of deposit certificate for studying in Australia should cover the tuition and living expenses during studying in Australia. The tuition fee for studying in Australia for one year is around 200,000, and the specific amount should be calculated with reference to the tuition fee and living expenses of our school.
The freezing period of the deposit certificate for studying in Australia is generally three months. If it is considered unsafe, it can be kept for half a year.
The deposit certificate shown to the visa officer has little to do with the length of the freezing period. The safest way is to freeze it until you get a visa. When your visa is completed, you can take the original deposit certificate, ID card and time deposit passbook (card) to the bank to unfreeze it. These funds can be used immediately.
With deposits, loans and certificates of deposit can be easily settled.
No matter because of financial difficulties or poor liquidity, families of foreign students are always in trouble when facing the deposit certificate. Laiyanghui has opened a green channel for online application for deposits and loans of overseas study banks. It is unsecured and approved on the same day. The monthly interest rate is as low as 0.2 1%, which helps you to get the certificate of deposit easily.
Study abroad deposit loan refers to a kind of credit business provided by banks for families studying abroad, which provides proof of funds for international students to apply for institutions or visas for studying abroad. Customers need to deposit a certain amount of money in the bank in advance, so they can apply for a loan of up to 1.5 million yuan from the bank for studying abroad. For example, if you deposit 654.38+0,000 yuan in advance, you can get a loan of 550,000 yuan. After the loan is successful, the bank will issue a deposit certificate and a loan certificate, and can provide the original deposit certificate to meet the requirements of applying for an institution or applying for a study visa.
You can apply for a margin loan easily and conveniently in just four steps:
(1) Log in to the foreign exchange website directly, fill in the basic loan information, and complete the online application simply and easily;
(2) After the loan is approved in the first instance, the customer can enjoy the loan interest rate of 10~20% lower than that of the offline loan only by paying a little handling fee, and will get the loan for studying abroad in the form of electronic certificate;
(2) Customers who go to the bank site with vouchers will not only enjoy the priority of VIP exclusive channels, but also enjoy the one-on-one full service of exclusive bank managers and exclusive value-added services;
④ The original offline application takes 5- 15 working days to succeed, while online application for overseas exchange only takes 3 normal working days to get the deposit certificate.
legal ground
People's Republic of China (PRC) Exit and Entry Administration Law
Article 9 China citizens shall apply for passports or other travel documents when leaving or entering the country.
China citizens who want to go to other countries or regions also need to obtain visas or other entry permits. However, unless the China government has signed visa exemption agreements with other governments or the Ministry of Public Security and the Ministry of Foreign Affairs provide otherwise.
China citizens who leave or enter the country as seafarers and work on foreign ships shall apply for a seaman's certificate according to law.
Article 10 Citizens of China who travel between the Mainland and the Hong Kong Special Administrative Region and the Macao Special Administrative Region, and citizens of China who travel between Taiwan Province Province, shall apply for a pass according to law and abide by the relevant provisions of this Law. Specific management measures shall be formulated by the State Council.
Eleventh China citizens leaving or entering the country shall submit their passports, other travel documents and other exit and entry documents to the entry-exit frontier inspection authorities, and shall go through the prescribed procedures before leaving or entering the country.
At qualified ports, the entry-exit frontier inspection organs shall provide special passages and other convenient measures for China citizens to enter and leave the country.