1. Age 18 to 60 years old.

2. Living in the local area for more than one year or living in the local area.

3. Must get married.

4. The loan purpose is clear.

5. With a fixed business and a stable source of income, the Postal Savings Bank does not support venture loans.

6. No bad credit record.

Information on applying for small loans:

1. Application for credit business;

2. The borrower's valid identity certificate (referring to the valid residence certificate such as resident identity card and household registration book);

3. Proof of occupation and income (work permit and payroll, passbook for paying wages or other valid proof);

4. Other information required by the bank.