1, loan recommendation form of township poverty alleviation department;
2. loan application;
3. The borrower's second-generation identity certificate;
4. Farmer loan certificate (card).
Conditions of poverty alleviation loans of rural credit cooperatives
1, the accurate poverty alleviation file established by the poverty alleviation department in villages and towns;
2. The borrower shall have full capacity for civil conduct;
3. The purpose of the loan is clear and legal;
4. The loan application amount and duration are reasonable;
5. Other conditions required by the lender.
Two, how to loan township credit cooperatives
It doesn't matter if you are not in the same town, as long as you are in the same district. Another kind of loan depends not only on the basic information of people, but also on whether the project you are lending belongs to the category of bank support, whether you have collateral recognized by the bank, and whether the credit cooperatives have the money to put it in at present. If you plan to borrow money, I suggest you consult the local credit cooperative.
Third, how do rural credit cooperatives lend?
1. If the application conditions are met, apply for a loan from a rural credit cooperative.
2. Fill in the loan application form and provide the materials required by the credit union.
3. The credit union will review the materials submitted by you and verify the loan amount according to the credit rating of the lender. In line with the conditions, the credit cooperative shall notify the lender to obtain the loan certificate.
4. After obtaining the loan certificate, you can apply for a loan directly to the rural credit cooperatives with valid identity documents, and the credit cooperatives will review the conditions and materials of the lenders and approve them step by step.
5. After the approval is completed, the credit cooperative informs the lender to sign a loan contract. After the contract is signed, the bank will issue the loan on the date stipulated in the contract.
When signing the loan contract of rural credit cooperatives, you must ask the staff clearly if you don't understand it, so as to avoid unnecessary trouble in the future. Because the contract takes effect once it is signed and cannot be changed.
4. What are the loans of Shuyang Township Credit Cooperatives generally used for?
Generally speaking, there is no need to pay bribes. At present, it should be the strictest in the organization. If the loan officer takes bribes, if the borrower pays it back when it is due, it is nothing. If the borrower fails to repay when due, it will be traced by the loan officer. First of all, you have to let the credit union know about you and believe that there is not much risk in lending you money. You have to have a good reputation, assets and good projects. Their performance is that the more loans, the more loans, the more income will be. It should be impossible to get a loan by taking bribes.