You can try these platforms with loose thresholds. It is suggested that it is best to improve credit for a period of time after overdue payment, which will help improve the pass rate. Manage yourself well during the credit period and don't do any credit business, even if you only check the amount and don't borrow money.
1. Zhaolian Good Term Loan: a pure credit loan launched by Zhaolian Finance, with low threshold, meeting the basic loan conditions and repayment ability. At present, there is no overdue credit and next payment, and the system automatically approves loans, which is suitable for long-term capital turnover.
2.JD.COM Gold Bar: The pure credit loan launched by JD Finance shall be approved by the co-funders. If JD. COM's big data is good. For example, if you often shop in JD.COM Mall, you can repay on time. If it has been paid off after the deadline, it can be approved quickly by borrowing from JD.COM Gold Bar.
3. Spend money: If the pure credit loan launched by Xiaoman Finance has been paid off within the time limit, you can spend money on Baidu APP before borrowing and gradually accumulate background credit, then the pass rate of borrowing money will be higher, provided that you meet the basic borrowing conditions and have stable repayment ability.
4. White Cat Loan
Borrowers are required to provide relatively loose credit loans, which can be lent quickly and repaid as they borrow. Office workers who have reached the age of 22-55 and have the repayment ability are not overdue at present. The maximum loan amount is 40,000 yuan, the shortest loan period is 3 months, and the longest loan period is 12 months. It is best to borrow money according to your own needs, so as not to increase the repayment pressure.
5. Xinxiangtong
Pure credit unsecured micro-loan with a maximum amount of 65,438+10,000. Borrowers aged 22-55 can try to apply. If the overdue period is not serious, they also have the opportunity to pay. They can submit personal information to authorized operators online. After completing the real-name authentication according to the prompts, you can submit the loan application, and the system will automatically approve the loan. Note that remote areas such as Tibet and Xinjiang cannot be borrowed.
Step 6 raise money and spend it
The pure credit loan launched by Zhongyuan Consumer Finance does not need mortgage guarantee and can be loaned 24 hours a day. Provide personal basic information when applying, and then complete real-name authentication according to the prompts. When the system gives the quota, you can submit the loan application. Many users reported that they had approved the next payment before the credit expired.
7. An Xinhua
The information is simple and can be approved quickly. You only need to provide personal basic information, personal identity authentication and face recognition when applying. According to the user feedback of the application, An Xinhua submitted it for review, and the whole process was automatically reviewed and approved by the system. There was no telephone call back, and many unqualified people successfully made the next payment.