Nowadays, house prices in big cities are very expensive, and it is difficult for ordinary people to buy a house in full, so most people buy a house with a loan. However, life, old age, illness and death are unpredictable. Some people die due to accidents. Then people What should I do if I die and my mortgage has not been paid off? Do you still want to continue to repay? The editor below brings relevant content to share with you. If you are interested, please take a look.

Although the person dies, the mortgage still needs to be repaid, but this depends on the situation. If the heir inherits the lender's estate, the mortgage will also be inherited and will be repaid by the heir. If the heirs cannot afford the mortgage debt, the house will be auctioned off.

It is worth mentioning that if the heir gives up the inheritance, the bank will directly auction the property. If the auction money is not enough to repay the debt, it will directly deal with bad debts. So everyone can understand this clearly, I hope it can help you!

The above is an introduction to what to do if the mortgage loan is not paid off after death. I hope it will be helpful to everyone.