It's hard to say. If you don't have a business license, it is recommended not to apply for a business loan because it is very difficult. If it is a rural hukou, you can try to apply for an agricultural loan. The conditions for applying for farmers' loans are:

1. At least 18 years old (including 18 years old) but under 60 years old, has a fixed residence in the countryside, is in good health, has full capacity for civil conduct and labor, and holds valid identity documents;

2 is the head of the rural family or other family members designated by the head in writing;

3. Engaged in agricultural production and operation such as agriculture, forestry, animal husbandry and fishery or non-agricultural production and operation activities such as industry, commerce, construction, transportation and service industry;

4. Other conditions required by the bank. Generally speaking, the credit period of farmers' small loans does not exceed 1 year, and the longest is not more than 3 years. The amount of small loans for farmers is 30,000-50,000 yuan.